LONDON -- CashFlows, part of the Voice Commerce Group and provider of innovative business payment solutions, today launches its latest offering – the CashFlows Smart Phone API. The API enables mobile application developers to embed CashFlows credit or debit card payment capabilities directly into their apps, including integration for VoicePay, allowing consumers to authorise a payment using just their unique voice signature.
The Smart Phone API has the capability to turn simple brochureware apps into revenue-generating m-commerce applications. The API offers developers commission, presenting a percentage of the charge levied per transaction, as well as the option to set rates themselves, using a ‘buy rate’ provided by CashFlows.
VoicePay uses cutting-edge voice biometric technology to provide both convenience and security to smart phone users. By using voice to authenticate transactions, shopping with VoicePay is completely secure, resulting in guaranteed protection against third party fraud and personal information loss.
The Smart Phone API is platform-agnostic, providing businesses complete control of their payment infrastructure and a truly 'In App' experience for the consumer. The API is fully integrated with the CashFlows-compliant payment gateway and single merchant account.
Commenting on the launch of the CashFlows Smart Phone API, Nick Ogden, Chairman and CEO of CashFlows, said: “Mobile transactions are the future of payments; not only will mobile payments greatly reduce the transaction time, but they will also improve the customer experience. The CashFlows Smart Phone API brings a simplified and superior mobile payments platform to developers building m-commerce apps. It’s a mutually beneficial situation for both end-customers who receive a heightened user experience, and developers who have access to a reliable and easy to use API.”
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